Meet Our Team
Tim Mudd, Principal & Founder
Tim is a dedicated financial advisor with a passion for serving his clients' needs. After 24-years as a partner with Chesapeake Financial Advisors, Tim made the bold decision to embark on a new venture, launching his own company. His commitment to his clients' financial well-being and a desire to create a more personalized and client-centric approach to investment management is what drove him to start Pointer Financial Advisors in 2023.
With his deep expertise in financial planning, investment strategies, and risk management, Tim works with each client to structure individualized investment portfolios focused on achieving long-term investment and retirement priorities. Tim believes that “Superior long-term results are achieved with constant analysis of each investment. We approach each equity investment as if we were going to buy the entire company. During ownership, we continue to analyze the investment to ensure the fundamentals and objectives of the company continue to improve and proper valuations are maintained.”
Prior to joining Chesapeake Financial Advisors at its founding in 1999, Tim spent several years in the financial services industry, including positions as research analyst, equity trader and statistician with T. Rowe Price and Croft-Leominster, both investment advisory firms located in Baltimore, Maryland.
Tim graduated from Mount Saint Mary’s University, Emmitsburg, Maryland, in 1993. He received Bachelor of Science degrees in economics and finance. Tim is also a graduate of St. Mary’s Ryken High School in Leonardtown, Maryland. Additionally, Tim has completed the National Association of Securities Dealers (NASD) Series 65 exam.
Tim and his wife, Christina, live in Highland Maryland and have three children. Tim is a former member of the Endowment Committee for Mount St. Mary’s University. Tim is also a member of the Annapolis Yacht Club and the Southern Maryland Society, and is also a former board member of the Society.
Lauren Richman, Director of Client Services
Lauren is dedicated to assisting clients to achieve financial success! As the Director of Client Services, she works to provide exceptional customer service and the responsiveness our clients have come to know and trust.
Lauren spent the last four years in the financial services industry as the Director of Client Engagement before joining Pointer Financial Advisors in July 2023. In addition to serving clients, her background is in relationship development, marketing, and operations management. Lauren graduated from the University of Maryland in 2012 with a Bachelor's Degree in Communications.
Lauren lives in Frederick, Maryland with her husband Kevin and their two dogs Kodi and Cairo. In her spare time, she loves to stay active biking, hiking, and swimming.
Todd Del Tufo, Associate
Todd’s top priority is guaranteeing that all PFA clients have a seamless financial management experience that offers them the flexibility and freedom to spend their time on what is most important to them. As an associate, Todd has dual responsibilities in assisting Tim with market analysis and Lauren with client service needs.
Todd is a recent graduate of Vanderbilt University in Nashville, TN where he studied organizational development and finance. Outside of the office, Todd enjoys spending time outdoors, reading novels, and coaching youth wrestling. Todd is an avid supporter of the Baltimore Orioles, Baltimore Ravens, USA Wrestling, and Vanderbilt baseball.
Karen Groner, Human Resources
Karen ensures that everything behind the scenes at PFA is operating efficiently and effectively, so that more attention can be devoted to fulfilling the needs of our clients. Karen oversees PFA’s Human Resources and serves as the Office Manager.
Previously, Karen worked in HR at WeatherGage Technologies & in Howard County schools as an elementary school teacher, reading specialist, and home school evaluator. Karen’s organization and management skills were honed by raising a family of 6 and she spent time with the Peace Corps in Papua, New Guinea. Karen is a graduate of Western Maryland College with a BS in psychology and MS in education/reading and is certified in HR management.
Karen, her husband, Kevin, and their dog, Emmylou, live in Highland. Their four grown children live in four different states and come home to visit often. In her free time, Karen enjoys sailing, hiking, mountain biking and spending time with family and friends.